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The Karbala Event

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  Muharram | A Reminder Beyond Ritual Muharram, and specifically Ashura on the 10th, marks the events of Karbala in 680 CE — the martyrdom of Imam Hussain ibn Ali (RA) and his companions. For many Muslims, Karbala is remembered as a painful chapter in early Islamic history. It came after a period of political turbulence that included the unnatural deaths of three of the Rightly Guided Caliphs — Umar, Uthman, and Ali [RA]. The blockade and killing of Caliph Uthman ibn Affan [RA] is often cited by historians as a turning point that heightened divisions in the Muslim community.  Hussainiat vs Yazidiat: An idea, not just two names!  The story is often reduced to “two personalities.” But across centuries, many have read it as a broader conflict:  - Standing firm against injustice, oppression, and abuse of power Principles associated with Hussain ibn Ali [RA] and his call for accountability. - The danger of anarchy, partisanship, and rule without restraint: The conditions ...
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The Pakistan Economy- A different Perspective

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*Simple summary before you read the article 👇 Main idea in 30 seconds:  Pakistan’s money supply grew way faster than its GDP since 2021. That gap didn’t disappear — it leaked into cash + undocumented economy. So the “real” economy stayed flat while trillions moved outside banks. You’ll learn: 1. Why Pakistan fell behind  → Political instability + cash economy vs countries like South Korea, Vietnam, Bangladesh who digitized and documented. 2. M1 vs GDP problem  → M1 = cash + demand deposits you can spend today. Pakistan’s M1 grew 52% since 2021 but GDP only 17%. The 35% gap = more cash under mattress, more black economy, less multiplier. 3. Cash kills growth  → Documented money in banks multiplies via loans → factories → jobs. Cash in hand doesn’t. That’s why GDP per capita, exports, and industry are lagging vs peers. Key takeaway line:  “Bigger wallet ≠ bigger income.” If money sits as cash or in non-productive spending, GDP won’t grow even if M1 looks huge. Th...
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Pakistani Diaspora

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  Importance of Pakistani Diaspora in the National Economy* 🇵🇰💸 1. FX Lifeline: Remittances = $38.3B in FY25. That’s 6.5% of Pakistan’s GDP and covers 60-70% of the trade deficit. Without diaspora, PKR would be under way more pressure. 2. 2nd largest FX source:  After exports. More stable than FDI/FII. Gulf workers send monthly “salary cheques” regardless of global market cycles. 3. Consumption engine:  Remittances directly fund household spending - education, health, housing, small businesses. 1 $ sent = 2.5x GDP multiplier domestically. 4. Soft power + skills:  9M+ Pakistanis abroad act as brand ambassadors, investors via Roshan Digital Accounts, and skilled labor export. Percentage in total population - Pakistan population 2026: 245M - Overseas Pakistanis: 9.2M including children - Diaspora share: 3.7% of total population So 1 out of every 27 Pakistanis lives abroad. But that 3.7% sends 6.5% of GDP back home. Pakistan overseas migration 2021-2024, Bureau of Emi...
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  Man And His God My liberal and progressive friends often say: “Humanity is the only true religion.” I respect that thought. In a secular society, it’s natural to think that way. As they say, you harvest apples from an apple orchard, not an orange one. But man is a social animal. He cannot survive alone. So maybe for them, “humanity” becomes both religion and survival. Now flip the picture. Okay, say the world came about by science. Fine. But what about social science? Emotions, love, hate, fear, joy, sorrow, pain… are these also created without a Creator? I saw a robot at an exhibition once. Brilliant machine, but 100% remote-controlled by a human.  When I look at myself, I’m not remote-controlled. Physically I’m limited, but in my thoughts I can dream, plan, create in ways no robot can. Okay, I’ll confess: I am a robot.   But I’m created by God 😊 When my battery runs low, or my WiFi signal weakens, I need more than humanity. I need direct connection to my Creator...
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Pakistan Federal Budget 2026-2027

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  Accountant Forum Pakistan Federal Budget Briefing Amount in USD$                              2025-26     2026-27    Notes                               Actual      Budget Macro Using 1 USD$            280         280           Same                                           $              $ GDP Size                  452.1     506.0   +$53.9B /                                            ...
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A Take Home Lesson

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  Hi As we close today’s session, let me leave you with a moment that started with four simple questions and ended with a shift in perspective for everyone in the room. In one corporate training seminar, the trainer paused and asked us to reflect silently on four questions. No answers out loud, just an honest conversation with ourselves:😊😊😊 1. How much do you earn?   If your mind went straight to your salary, pause here. True wealth also lives in the love you earn, the prayers whispered for you, the blessings you carry, and the goodwill you leave behind. 2. Where do you live?  If you answered with an address, think deeper. The most beautiful home isn’t built of bricks, but of the space you hold in people’s hearts. 3. What is your professional objective in life ? If it’s only to improve your own life, ask yourself: what am I doing to uplift the lives around me? Leaders measure success by the value they add to others. 4. What do you believe in?   If your a...
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Study in Saudi Arabia

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  Why Saudi Arabia for Study Saudi Arabia’s Study in Saudi portal has opened undergraduate and postgraduate pathways for over 170 nationalities, with 27 public universities participating in the unified scholarship system offering fully funded, partially funded, and self-funded options.  For Pakistani, Indian and Bangladeshi students For above students, this creates a broad scope: Daras Nizami graduates can apply for Islamic studies, Arabic language, and Sharia programs at institutions like; -Imam Mohammad ibn Saud Islamic University and; - Umm Al-Qura University, where Arabic is the medium of instruction and prior religious education is directly relevant.  Students with conventional early education can access science, engineering, medicine, and business programs where English is the main medium of instruction, typically after completing a preparatory English year.  Both tracks benefit from the same scholarship benefits—tuition waiver, monthly stipend, housing, health...
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